Save Money on Payment Processing
Reduce your payment processing costs with our competitive rates and transparent pricing. No hidden fees, no long-term contracts.
Calculate Your SavingsMeet Denise, Owner of Valley Payment Solutions
Why Choose Valley Payment Solutions?
Lower Processing Rates
Competitive rates starting at 2.19% with transparent pricing and no hidden fees.
Secure & Reliable
Bank-level security with 99.9% uptime guarantee for your peace of mind.
24/7 Support
Dedicated customer support team available around the clock to help you succeed.
Fast Setup
Get up and running in 24-48 hours with our streamlined onboarding process.
Working with Top Companies Like Clover
Get Clover for Less
We partner directly with Clover to offer you the same industry-leading POS systems at better rates than going direct. Our established relationship means lower costs, faster setup, and dedicated support.
Why Choose VPS for Clover?
- Lower processing rates than Clover direct
- No long-term contracts required
- Personalized support and faster onboarding
- Same great Clover technology and features
Our Comprehensive Services
💳 Payment Equipment
Modern hardware that's fast, secure, and ready to go. All devices are shipped pre-programmed and tailored to your needs — no tech headaches, no hidden fees.
- Clover Station - Powerful countertop POS for busy shops and restaurants. Great for multi-employee use, inventory, and detailed reporting.
- Clover Mini - Compact and sleek touchscreen terminal for retailers or service desks. Pairs well with customer-facing displays.
- Clover Flex - Handheld device with a built-in receipt printer. Perfect for line-busting, mobile checkout, or delivery.
- PAX A920 - Portable smart terminal with a full Android interface. Ideal for mobile businesses needing robust payment power.
- Ingenico Move/5000 - Secure, wireless device built for mobility. Often used by delivery services or remote vendors.
- Virtual Terminal - Accept payments from any device with a browser — no hardware required. Ideal for remote teams, invoicing, and professional services.
🌐 Gateway Services
Gateways are the backbone of secure, flexible payment processing — online or in-store. We'll help you choose the right one based on your setup, size, and industry.
- Maverick Gateway - Simple and cost-effective option for basic in-store or online transactions. Great for first-time gateway users.
- NMI Gateway - A flexible, feature-rich solution with add-ons like invoicing, card vaults, ACH, and fraud prevention. Perfect for agencies and tech-savvy businesses.
- Authorize.net Integration - A trusted legacy platform for ecommerce, compatible with most shopping carts and CRMs. Ideal for established online businesses.
- PayTrace Gateway - Built for B2B and high-ticket sales. Supports Level 3 processing for maximum savings on corporate and purchasing cards.
- Custom API Solutions - Tailored integrations for platforms or developers who need complete control over the payment experience.
- Multi-location Management - Centralized reporting and control for franchises or growing businesses with more than one location.
🧾 POS Systems
Whether you're running a store, restaurant, or mobile setup, we help you choose the perfect POS flow — one that works how you work.
- Clover POS Suite - User-friendly interface with flexible modules for retail or restaurant. Easy to scale with your business.
- Restaurant POS - Supports table management, modifiers, tips, kitchen printing, and split checks. Built for fast-paced food service.
- Retail POS - Barcode scanning, tax rules, inventory sync, and register management — designed for day-to-day retail.
- Mobile POS - Lightweight, on-the-go systems for vendors, stylists, home service pros, and festivals.
- Inventory Management - Real-time stock tracking and low inventory alerts help you reduce waste and never run out of best-sellers.
- Reporting & Analytics - Get detailed insights on sales trends, employee performance, and customer behavior — right from your dashboard.
🧰 Additional Services
We offer more than just credit card processing. Our value-add tools improve customer loyalty, reduce risk, and unlock new revenue channels.
- Check Processing - Accept and deposit paper checks digitally without trips to the bank.
- Gift Card Programs - Branded gift card systems that drive repeat business and upsells.
- Loyalty Programs - Reward your best customers automatically with points, perks, or discounts.
- Online Payment Processing - Accept payments via web, invoice, or email. Includes recurring and one-time payment flows.
- Mobile App Integration - Seamlessly connect to apps like QuickBooks, WooCommerce, Shopify, and more.
- Chargeback Protection - Reduce risk and recover lost revenue with real-time chargeback alerts and pre-emptive security tools.
Instantly Calculate Savings by Switching to VPS
Payment Processing Savings Calculator
Get instant, personalized savings estimates based on your current processor
Note: This tool provides estimated savings and potential solutions based on typical industry rates. For an exact cost savings analysis tailored to your specific business needs, please complete our FREE detailed analysis form below.
FREE Cost Savings Analysis
Ready for a detailed analysis? Our payment processing experts will review your current setup and provide a comprehensive cost savings report with exact numbers and personalized recommendations.
Ready to Proceed with Valley Payment Solutions?
Start your merchant application process and begin saving on payment processing costs today.
Our Family of Companies
SCOPE
